/* Identidad tomada de @fyl_consultores.cl: marino profundo, azul eléctrico y fondos claros. */
:root{
 --navy:#0A1D3D;--navy-2:#0F2B57;--navy-3:#163C74;
 --blue:#0062D1;--blue-hover:#004FAD;--blue-text:#0A63D1;
 --electric:#00B0FF;--cyan:#2ED1FF;
 --sky:#E6F3FF;--mist:#F5F7FA;--steel:#A9BFD1;
 --ink:#0A1D3D;--muted:#4D5F75;--line:#D8E3EF;--on-dark:#B9CBE0;--link-on-dark:#8FD8FF;
 --white:#FFFFFF;
 --heading:Montserrat,Arial,sans-serif;--font:Inter,Arial,sans-serif;
 --ease:cubic-bezier(.2,.8,.2,1);--gutter:clamp(16px,5vw,80px);
 --radius:22px;--shadow:0 18px 50px -18px #0A1D3D40;
}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{scroll-behavior:smooth;scroll-padding-top:96px}
body{margin:0;background:var(--white);color:var(--ink);font-family:var(--font);font-size:16px;line-height:1.65;overflow-x:hidden}
button,input,select{font:inherit;color:inherit}
a{color:inherit;text-decoration:none}
img{display:block;max-width:100%}
picture{display:contents}
figure{margin:0}
h1,h2,h3,p{margin-top:0}
h1,h2,h3{font-family:var(--heading);font-weight:800;line-height:1.08;letter-spacing:-.02em;color:var(--navy)}
.hl{color:var(--blue-text)}
.ph{width:1em;height:1em;flex:none;fill:currentColor}
.ico{width:1.2em;height:1.2em;flex:none;fill:none;transition:transform .35s var(--ease);stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--blue);outline-offset:3px}
.contact :focus-visible,.site-footer :focus-visible,.topic.dark:focus-visible,.topic-cta:focus-visible,.result :focus-visible,.plan.featured :focus-visible{outline-color:var(--cyan)}
.skip{position:fixed;left:16px;top:-100px;padding:12px 20px;background:var(--white);z-index:60;border-radius:10px}
.skip:focus{top:10px}

/* Etiquetas en cápsula, como en las publicaciones de Instagram */
.tag{display:inline-flex;align-items:center;gap:8px;margin-bottom:18px;padding:6px 14px;border:1px solid #B9D6F5;border-radius:999px;background:#ffffffb8;color:var(--blue-text);font-family:var(--heading);font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase}
.tag.light{background:#ffffff14;border-color:#ffffff33;color:var(--link-on-dark)}
.pill{display:inline-flex;align-items:center;gap:6px;padding:4px 12px;border-radius:999px;background:var(--sky);color:var(--blue-text);font-family:var(--heading);font-size:11px;font-weight:700;letter-spacing:.04em;text-transform:uppercase}

/* Botones */
.button{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:0 24px;border:1.5px solid transparent;border-radius:999px;font-family:var(--heading);font-size:15px;font-weight:700;cursor:pointer;transition:background .2s,transform .2s var(--ease),box-shadow .2s,border-color .2s}
.button.primary{background:var(--blue);color:#fff;box-shadow:0 10px 24px -10px #0062D1aa}
.button.primary:hover{background:var(--blue-hover);transform:translateY(-1px)}
.button.ghost{background:#fff;border-color:var(--line);color:var(--navy)}
.button.ghost:hover{border-color:var(--blue);color:var(--blue-text)}
.button.ghost.light{background:#ffffff10;border-color:#ffffff40;color:#fff}
.button.ghost.light:hover{background:#ffffff1f;border-color:#fff;color:#fff}
.button:active{transform:scale(.98)}

/* Cabecera */
.site-header{position:sticky;top:0;z-index:30;display:flex;align-items:center;gap:24px;min-height:80px;padding:0 var(--gutter);background:#ffffffeb;backdrop-filter:saturate(1.4) blur(18px);-webkit-backdrop-filter:saturate(1.4) blur(18px);border-bottom:1px solid #E6EDF5}
.brand{display:inline-flex;align-items:center;gap:12px;flex:none}
.brand-mark{width:58px;height:auto;aspect-ratio:812/620}
.brand-text{display:flex;flex-direction:column}
.brand-text b{font-family:var(--heading);font-weight:700;font-size:17px;line-height:1.02;letter-spacing:-.01em;color:var(--navy)}
.brand-text small{margin-top:4px;font-size:10.5px;line-height:1;color:var(--muted);white-space:nowrap}
.menu{display:none}
#navigation{position:relative;display:flex;align-items:center;gap:2px;margin-left:auto;padding:5px;background:var(--mist);border:1px solid #E3EAF3;border-radius:999px}
#navigation>a{position:relative;z-index:1;display:inline-flex;align-items:center;min-height:38px;padding:0 16px;border-radius:999px;font-size:14.5px;font-weight:500;white-space:nowrap;transition:color .25s}
#navigation>a:hover{color:var(--blue-text)}
#navigation>a.is-current{color:#fff}
.nav-indicator{position:absolute;z-index:0;left:0;top:0;width:0;height:0;border-radius:999px;background:var(--navy);pointer-events:none;transform:translate(var(--nav-x,0),var(--nav-y,0));transition:transform .4s var(--ease),width .4s var(--ease),height .3s var(--ease),opacity .2s;opacity:0}
#navigation.has-selection .nav-indicator{opacity:1}
.header-cta{min-height:44px;padding:0 20px;background:var(--navy);color:#fff}
.header-cta:hover{background:var(--navy-3)}

/* Portada */
.hero{position:relative;overflow:hidden;overflow:clip;display:grid;grid-template-columns:1fr 1.02fr;gap:clamp(32px,5vw,72px);align-items:center;padding:clamp(48px,7vw,96px) var(--gutter) clamp(56px,7vw,104px);background:radial-gradient(900px 520px at 85% 10%,#CFE8FF 0%,transparent 60%),linear-gradient(180deg,#F7FBFF 0%,var(--sky) 100%)}
.hero-grid{position:absolute;inset:0;background-image:linear-gradient(#0A1D3D0a 1px,transparent 1px),linear-gradient(90deg,#0A1D3D0a 1px,transparent 1px);background-size:48px 48px;mask-image:linear-gradient(180deg,#000 0%,transparent 85%);-webkit-mask-image:linear-gradient(180deg,#000 0%,transparent 85%);pointer-events:none}
.hero:after{content:'';position:absolute;right:-12%;bottom:-40%;width:60%;height:120%;background:linear-gradient(135deg,transparent 40%,#00B0FF14 40%,#00B0FF14 60%,transparent 60%);pointer-events:none}
.hero-copy{position:relative;z-index:1;min-width:0}
h1{font-size:clamp(42px,5.4vw,78px);margin-bottom:22px}
.lead{max-width:540px;margin-bottom:30px;color:var(--muted);font-size:clamp(16px,1.3vw,18.5px);line-height:1.7}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px}

.hero-visual{position:relative;z-index:1;min-width:0;padding:28px 0 40px 28px}
.hero-photo{position:relative;overflow:hidden;aspect-ratio:4/4.9;max-width:430px;margin-left:auto;border-radius:32px 32px 32px 120px;box-shadow:var(--shadow);background:var(--navy)}
.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:50% 12%}
.hero-photo:before{content:'';position:absolute;inset:0;z-index:1;background:linear-gradient(200deg,transparent 60%,#0A1D3D66 100%),linear-gradient(90deg,#0062D12e,transparent 40%);pointer-events:none}
.glass{position:absolute;padding:16px 18px;border:1px solid #ffffffb3;border-radius:18px;background:#ffffffc7;backdrop-filter:blur(16px) saturate(1.5);-webkit-backdrop-filter:blur(16px) saturate(1.5);box-shadow:0 16px 40px -16px #0A1D3D55;color:var(--navy)}
.glass-kicker{display:block;margin-bottom:2px;font-size:11px;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:var(--muted)}
.hero-frame{position:relative;max-width:410px;margin:0 9% 0 auto}
.hero-frame .hero-photo{max-width:none;margin:0}
.tax-card{min-width:0;padding:12px 16px;background:#fffffff2;animation:float 7s ease-in-out infinite}
.tax-card strong{display:block;font-family:var(--heading);font-size:17px;font-weight:800;line-height:1.2}
.tax-card .glass-kicker{font-size:10.5px}
.tax-card .status{margin-top:6px;font-size:12px}
.status.info{background:var(--sky);color:var(--blue-text)}
.tc-29{top:7%;left:-34%}
.tc-50{top:32%;right:-20%;animation-delay:-2s}
.tc-22{bottom:22%;left:-28%;animation-delay:-4s}
.tc-fis{bottom:-6%;right:-12%;animation-delay:-6s}
.status{display:inline-flex;align-items:center;gap:6px;margin-top:8px;padding:3px 10px 3px 6px;border-radius:999px;background:#DFF5EA;color:#0B6B43;font-size:12.5px;font-weight:600}
.status .ico{width:16px;height:16px;stroke-width:3}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}

/* Secciones */
.section{padding:clamp(64px,8vw,112px) var(--gutter)}
.section-head{max-width:760px;margin-bottom:clamp(36px,4vw,56px)}
.section-head.center{margin-inline:auto;text-align:center}
.section-head p:not(.tag){color:var(--muted);font-size:17px;max-width:620px}
.section-head.center p:not(.tag){margin-inline:auto}
h2{font-size:clamp(32px,3.6vw,52px);margin-bottom:18px}

/* Servicios */
.service-grid{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:16px}
.service{position:relative;padding:26px 22px;border:1px solid var(--line);border-radius:var(--radius);background:linear-gradient(180deg,#fff,var(--mist));transition:transform .3s var(--ease),box-shadow .3s,border-color .3s}
.service:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#BFD8F3}
.service-icon,.mv-icon{display:inline-flex;align-items:center;justify-content:center;width:60px;height:60px;margin-bottom:20px;border-radius:18px;background:var(--sky);color:var(--blue);font-size:34px;transition:transform .35s var(--ease),background .35s}
.service:hover .service-icon{transform:translateY(-3px);background:#D6EBFF}
.service h3{font-size:20px;margin-bottom:8px}
.service p{color:var(--muted);margin:0;font-size:14.5px;line-height:1.55}

/* Quiénes somos */
.about-intro{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(32px,5vw,80px);align-items:center;margin-bottom:clamp(40px,5vw,64px)}
.about-copy>p:not(.tag){color:var(--muted);font-size:17px}
.about-copy h2{max-width:620px}
.about-photo{position:relative;overflow:hidden;aspect-ratio:4/4.9;max-width:460px;justify-self:end;width:100%;margin:0;border-radius:32px 120px 32px 32px;box-shadow:var(--shadow)}
.about-photo img{width:100%;height:100%;object-fit:cover;object-position:50% 20%}
.about-photo:after{content:'';position:absolute;inset:0;background:linear-gradient(180deg,transparent 58%,#0A1D3De6),linear-gradient(90deg,#0062D11f,transparent 50%)}
.about-photo figcaption{position:absolute;z-index:1;left:24px;right:24px;bottom:20px;display:flex;align-items:center;gap:12px;color:#fff}
.about-photo figcaption svg{width:44px;height:auto;flex:none;filter:drop-shadow(0 0 12px #00B0FF99)}
.about-photo figcaption b{display:block;font-family:var(--heading);font-size:18px;line-height:1.2}
.about-photo figcaption small{display:block;font-size:12.5px;color:#CFE0F3}
.mv-grid{display:grid;grid-template-columns:1fr 1fr 1.1fr;gap:18px}
.mv{position:relative;overflow:hidden;padding:30px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}
.mv:after{content:'';position:absolute;right:-36px;top:-36px;width:110px;height:110px;border-radius:28px;background:linear-gradient(135deg,var(--sky),transparent);transform:rotate(45deg)}
.mv h3{position:relative;font-size:26px;margin-bottom:12px}
.mv p,.mv li{position:relative;color:var(--muted);margin:0}
.mv ul{position:relative;display:grid;gap:10px;margin:0;padding:0;list-style:none}
.mv li b{color:var(--navy)}
.mv-mision{background:linear-gradient(150deg,var(--navy),var(--navy-3));border-color:var(--navy)}
.mv-mision h3{color:#fff}.mv-mision p{color:var(--on-dark)}.mv-mision:after{background:linear-gradient(135deg,#00B0FF40,transparent)}
.mv-mision .mv-icon{background:#ffffff17;color:#7FDBFF}
.mv-vision{background:var(--sky);border-color:#C9E2FA}.mv-vision .mv-icon{background:#fff}.mv-vision:after{background:linear-gradient(135deg,#fff,transparent)}

/* Por qué elegir F&L */
.why{position:relative;overflow:hidden;overflow:clip;background:var(--mist)}
.why:before{content:'';position:absolute;right:-8%;top:-18%;width:42%;aspect-ratio:1;border-radius:50%;background:radial-gradient(closest-side,#CFE8FF,transparent);pointer-events:none}
.why-head{position:relative;z-index:1;display:grid;grid-template-columns:1fr 1fr;gap:clamp(24px,5vw,72px);align-items:end;margin-bottom:clamp(32px,4vw,52px)}
.why-title{margin:0 0 14px;font-size:clamp(44px,5.6vw,80px);line-height:1.02;letter-spacing:-.03em}
.why-sub{position:relative;margin:0;padding-left:18px;font-family:var(--heading);font-size:clamp(20px,2vw,27px);font-weight:700;line-height:1.25;color:var(--blue-text)}
.why-sub:before{content:'';position:absolute;left:0;top:.15em;bottom:.15em;width:5px;border-radius:5px;background:linear-gradient(180deg,var(--electric),var(--blue))}
.why-lead p{margin:0 0 12px;color:var(--muted);font-size:17.5px;line-height:1.65}
.why-lead p:last-child{margin:0}
.why-bento{position:relative;z-index:1;display:grid;grid-template-columns:1.25fr 1fr 1fr;grid-template-rows:auto auto auto;gap:16px}
.why-card{position:relative;overflow:hidden;padding:28px;border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:0 10px 30px -24px #0A1D3D55;transition:transform .35s var(--ease),border-color .35s,box-shadow .35s}
.why-card:hover{transform:translateY(-4px);border-color:#BFD8F3;box-shadow:var(--shadow)}
.why-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:18px}
.why-icon{display:inline-flex;align-items:center;justify-content:center;width:58px;height:58px;border-radius:18px;background:var(--sky);color:var(--blue);font-size:32px}
.why-num{font-family:var(--heading);font-size:14px;font-weight:800;color:#0A1D3D33;letter-spacing:.04em}
.why-card h3{margin:0 0 8px;font-size:19.5px;line-height:1.25}
.why-card p{margin:0;color:var(--muted);font-size:15px;line-height:1.6}
.why-feature{grid-row:1 / span 3;display:flex;flex-direction:column;padding:30px;background:linear-gradient(160deg,var(--navy) 0%,#0E2A58 60%,var(--navy-3) 100%);border-color:var(--navy);box-shadow:0 30px 60px -30px #0A1D3Dcc}
.why-feature:hover{border-color:var(--navy)}
.why-feature h3{color:#fff}.why-feature .hl{color:var(--cyan)}.why-feature>p{color:var(--on-dark)}
.why-feature .why-icon{background:#ffffff17;color:#7FDBFF}.why-feature .why-num{color:#ffffff40}
.why-feature h3{font-size:clamp(26px,2.6vw,36px);line-height:1.15;margin-bottom:12px}
.why-feature>p{font-size:15.5px;max-width:420px}
.why-visual{position:relative;margin-top:auto;padding-top:34px}
.why-bars{display:flex;align-items:flex-end;gap:10px;height:150px;padding:18px 18px 0;border:1px solid #ffffff1f;border-bottom:0;border-radius:18px 18px 0 0;background:#ffffff0d}
.why-bars i{flex:1;height:var(--h);border-radius:8px 8px 0 0;background:linear-gradient(180deg,var(--cyan),#1E7BEF);transform-origin:bottom;transform:scaleY(0);transition:transform .9s var(--ease) var(--d)}
.why.is-visible .why-bars i{transform:scaleY(1)}
.why-chip{position:absolute;display:inline-flex;align-items:center;gap:6px;padding:8px 12px;border-radius:999px;background:#fffffff2;color:var(--navy);font-size:12.5px;font-weight:600;box-shadow:0 12px 26px -12px #000a;animation:float 7s ease-in-out infinite}
.why-chip .ico{width:16px;height:16px;padding:2px;border-radius:50%;background:#DFF5EA;color:#0B6B43;stroke-width:3}
.why-chip .ph{font-size:18px;color:var(--blue)}
.why-chip.c1{top:10px;left:14px}
.why-chip.c2{top:54px;right:14px;animation-delay:-3s}
.why-wide{grid-column:2 / span 2;display:flex;align-items:center;gap:18px;background:linear-gradient(120deg,#fff,var(--sky));border-color:#C9E2FA}
.why-wide>div{flex:1}
.why-wide .why-num{display:block;margin-bottom:4px}
.why-wide .button{flex:none}

/* Planes */
.plans{background:linear-gradient(180deg,var(--mist),#fff)}
.plans .section-head b{color:var(--navy)}
.plan-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;align-items:start}
.plan{position:relative;overflow:hidden;display:flex;flex-direction:column;padding:30px 28px 24px;border:1px solid var(--line);border-radius:26px;background:#fff;box-shadow:0 10px 30px -22px #0A1D3D55}
.plan:before{content:'';position:absolute;right:-50px;top:-50px;width:150px;height:150px;border-radius:40px;background:linear-gradient(135deg,var(--sky),transparent);transform:rotate(45deg);pointer-events:none}
.plan-head{position:relative}
.plan-label{display:inline-block;margin-bottom:16px;padding:4px 12px;border-radius:999px;background:var(--sky);color:var(--blue-text);font-family:var(--heading);font-size:11.5px;font-weight:700;letter-spacing:.04em;text-transform:uppercase}
.plan h3{font-size:32px;margin-bottom:10px}
.plan h3 small{display:block;font-size:14px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.plan-for{min-height:8.1em;color:var(--muted);font-size:14.5px;line-height:1.6}
.plan-price{display:flex;align-items:baseline;flex-wrap:wrap;gap:4px 8px;margin:6px 0 18px;padding:16px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.plan-price small{width:100%;font-size:12.5px;font-weight:600;color:var(--muted)}
.plan-price b{font-family:var(--heading);font-size:40px;font-weight:800;line-height:1;color:var(--navy)}
.plan-price span{font-size:14px;color:var(--muted)}
.plan-head .button{width:100%}
.plan-high{position:relative;display:grid;gap:11px;margin:22px 0 18px;padding:0;list-style:none;font-size:14.5px;font-weight:500}
.plan li{display:flex;gap:10px;align-items:flex-start}
.plan li:before{content:'';width:20px;height:20px;flex:none;margin-top:1px;border-radius:50%;background:var(--sky) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230A63D1' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m5 12.5 4.2 4.2L19 7'/%3E%3C/svg%3E") center/13px no-repeat}
.plan-more{position:relative;border-top:1px solid var(--line);padding-top:14px;margin-top:auto}
.plan-more summary{display:flex;align-items:center;justify-content:space-between;gap:10px;font-weight:600;font-size:14.5px;color:var(--blue-text);cursor:pointer;list-style:none}
.plan-more summary::-webkit-details-marker{display:none}
.plan-more summary:after{content:'+';display:grid;place-items:center;width:26px;height:26px;border-radius:50%;background:var(--sky);font-size:17px;transition:transform .3s var(--ease)}
.plan-more[open] summary:after{transform:rotate(45deg)}
.plan-detail{padding-top:6px}
.plan-detail h4{margin:16px 0 10px;font-family:var(--heading);font-size:13px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--navy)}
.plan-detail ul{display:grid;gap:9px;margin:0;padding:0;list-style:none;font-size:13.5px;color:var(--muted)}
.plan-detail li:before{width:18px;height:18px;background-size:12px}
.plan.featured{background:linear-gradient(160deg,var(--navy) 0%,#0E2A58 60%,var(--navy-3) 100%);border-color:var(--navy);box-shadow:0 30px 60px -28px #0A1D3Dcc;transform:translateY(-12px)}
.plan.featured:before{background:linear-gradient(135deg,#00B0FF40,transparent)}
.plan.featured h3,.plan.featured .plan-price b,.plan.featured .plan-detail h4{color:#fff}
.plan.featured h3 small,.plan.featured .plan-for,.plan.featured .plan-price small,.plan.featured .plan-price span,.plan.featured .plan-detail ul{color:var(--on-dark)}
.plan.featured .plan-price,.plan.featured .plan-more{border-color:#ffffff22}
.plan.featured .plan-label{background:#00B0FF26;color:var(--cyan)}
.plan.featured .plan-high{color:#E6F0FA}
.plan.featured li:before{background-color:#00B0FF33;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%232ED1FF' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m5 12.5 4.2 4.2L19 7'/%3E%3C/svg%3E")}
.plan.featured .plan-more summary{color:var(--link-on-dark)}
.plan.featured .plan-more summary:after{background:#ffffff1a}
.button.light-btn{background:linear-gradient(135deg,#1E8BFF,#00A3F0);box-shadow:0 12px 26px -12px #00B0FFaa}
.plan-price b{font-variant-numeric:tabular-nums}
.plan-crece .plan-price b,.plan-evoluciona .plan-price b{font-size:28px}
.plans-note{margin:28px auto 0;max-width:640px;text-align:center;color:var(--muted);font-size:14px}
.hero-price{display:inline-flex;flex-wrap:wrap;align-items:center;gap:6px;margin:22px 0 0;padding:8px 16px;border-radius:999px;background:#fff;border:1px solid #CFE2F7;font-size:14.5px;color:var(--navy-2)}
.hero-price b{font-family:var(--heading);color:var(--blue-text)}
.hero-price a{font-weight:600;color:var(--blue-text);text-decoration:underline;text-underline-offset:3px}

/* Temas: tarjetas al estilo de las publicaciones */
.topics{background:linear-gradient(180deg,#fff,var(--sky))}
.topic-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.topic{position:relative;overflow:hidden;display:flex;flex-direction:column;padding:22px 22px 18px;border:1px solid var(--line);border-radius:20px;background:#fff;transition:transform .3s var(--ease),box-shadow .3s,border-color .3s}
.topic:before{content:'';position:absolute;right:-60px;top:-60px;width:150px;height:150px;border-radius:40px;background:linear-gradient(135deg,#00B0FF1f,#0062D108);transform:rotate(45deg);transition:transform .5s var(--ease);pointer-events:none}
.topic:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#BFD8F3}
.topic:hover:before{transform:rotate(60deg) scale(1.15)}
.topic-top{position:relative;display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:18px}
.topic .pill .ico{width:13px;height:13px}
.topic .pill{white-space:nowrap}
.topic time{margin-left:auto;font-size:12px;font-weight:500;color:var(--muted)}
.topic h3{position:relative;margin:0 0 10px;font-size:21px;line-height:1.15}
.topic p{position:relative;flex:1;margin:0 0 18px;color:var(--muted);font-size:14.5px;line-height:1.55}
.topic-link{position:relative;display:flex;align-items:center;gap:8px;padding-top:14px;border-top:1px solid #0A1D3D12;font-size:13.5px;font-weight:600;color:var(--blue-text);white-space:nowrap}
.topic-link .arrow{transition:transform .3s var(--ease)}
.topic:hover .topic-link .arrow{transform:translateX(4px)}
.topic.dark{background:linear-gradient(160deg,var(--navy),var(--navy-3));border-color:var(--navy)}
.topic.dark:before{background:linear-gradient(135deg,#00B0FF2e,transparent)}
.topic.dark h3{color:#fff}.topic.dark .hl{color:var(--cyan)}.topic.dark p{color:var(--on-dark)}.topic.dark time{color:#9FB4CC}
.topic.dark .pill{background:#ffffff18;color:var(--link-on-dark)}
.topic.dark .topic-link{border-color:#ffffff1f;color:var(--link-on-dark)}
.topic-cta{justify-content:flex-end;background:linear-gradient(140deg,var(--blue),var(--electric));border-color:transparent;color:#fff}
.topic-cta:before{background:#ffffff26}
.topic-cta-ig{position:relative;width:44px;height:44px;margin-bottom:auto;fill:none;stroke:#fff;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.topic-cta h3{margin-top:28px;color:#fff}.topic-cta .hl{color:#fff;opacity:.85}
.topic-cta p{flex:0 0 auto;color:#E6F3FF}
.topic-cta .topic-link{color:#fff;border-color:#ffffff40}
.topic-cta .topic-link .arrow{margin-left:auto}

/* Herramientas */
.tools{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(32px,5vw,72px);align-items:start}
.tools-intro{position:sticky;top:120px}
.tools-intro>p:not(.tag){color:var(--muted);font-size:17px}
.tool-tabs{display:flex;flex-direction:column;gap:8px;margin:28px 0 20px}
.tool-tab{display:flex;align-items:center;gap:14px;min-height:56px;padding:0 20px;border:1.5px solid var(--line);border-radius:16px;background:#fff;font-family:var(--heading);font-size:16px;font-weight:700;text-align:left;cursor:pointer;transition:all .2s}
.tool-tab span{display:inline-grid;place-items:center;flex:none;min-width:32px;height:26px;border-radius:8px;background:var(--sky);font-size:13px;line-height:1;color:var(--blue-text);font-variant-numeric:tabular-nums}
.tool-tab:hover{border-color:var(--blue)}
.tool-tab.active{background:var(--navy);border-color:var(--navy);color:#fff}
.tool-tab.active span{background:#ffffff1a;color:var(--cyan)}
.privacy-note{display:flex;gap:10px;align-items:center;color:var(--muted);font-size:14px}
.calculator{padding:clamp(22px,3vw,40px);border:1px solid var(--line);border-radius:28px;background:#fff;box-shadow:var(--shadow)}
.calc-title h3{margin:12px 0 10px;font-size:clamp(24px,2.4vw,32px)}
.calc-intro{color:var(--muted)}
.estimate-alert{display:flex;gap:12px;align-items:flex-start;margin:0 0 18px;padding:14px 16px;border:1px solid #F3D9A4;border-radius:14px;background:#FFF8E8;color:#6B4A00;font-size:14px;line-height:1.5}
.estimate-alert .ph{width:22px;height:22px;margin-top:1px;color:#8A5A00}
.estimate-alert b{color:#5A3D00}
.result-warning{margin:14px 0 0;padding:10px 12px;border-radius:12px;background:#ffffff14;color:#FFE3A3;font-size:13px}
.result-sub{margin:18px 0 6px;font-size:11.5px;font-weight:700;letter-spacing:.06em;color:var(--link-on-dark)}
.result-list li.total{border-bottom:0;font-weight:700;color:#fff}
form{display:grid;gap:4px}
label{display:grid;gap:6px;margin-bottom:14px;font-size:14px;font-weight:600;color:var(--navy-2)}
input,select{width:100%;min-height:48px;padding:0 14px;border:1.5px solid #C6D3E1;border-radius:12px;background:#fff;font-size:16px;font-weight:500}
input:hover,select:hover{border-color:#8FA6BF}
input:focus,select:focus{border-color:var(--blue);outline:none;box-shadow:0 0 0 4px #0062D126}
.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 14px}
.money-input{position:relative}
.money-input span{position:absolute;left:16px;top:50%;transform:translateY(-50%);font-family:var(--heading);font-size:24px;font-weight:700;color:var(--blue-text)}
.money-input input{min-height:64px;padding-left:40px;font-family:var(--heading);font-size:28px;font-weight:700;font-variant-numeric:tabular-nums}
.field-help{margin:8px 0 14px;color:var(--muted);font-size:13.5px}
.field-help a,.calc-explanation a{color:var(--blue-text);font-weight:600}
form .button{justify-self:start;margin-top:6px}
.form-error{color:#B42318;font-weight:600;font-size:14px;margin:6px 0 0}
.form-error:empty{display:none}
.adjustments{margin:6px 0 14px;padding:14px 16px;border:1px dashed #C6D3E1;border-radius:14px}
.adjustments summary{font-weight:600;cursor:pointer;color:var(--blue-text)}
.adjustments p{color:var(--muted);font-size:13.5px;margin:10px 0}
.result{margin-top:22px;padding:24px;border-radius:20px;background:linear-gradient(150deg,var(--navy),var(--navy-3));color:#fff}
.result:empty{display:none}
.result-label{display:flex;flex-wrap:wrap;justify-content:space-between;gap:6px;font-size:11.5px;font-weight:700;letter-spacing:.06em;color:var(--link-on-dark)}
.result-total{font-variant-numeric:tabular-nums;margin:6px 0 16px;font-family:var(--heading);font-size:clamp(34px,4vw,48px);font-weight:800;line-height:1.1}
.result-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;padding-top:16px;border-top:1px solid #ffffff22}
.result-grid small{display:block;color:var(--on-dark);font-size:12.5px}
.result-grid strong{font-variant-numeric:tabular-nums;font-family:var(--heading);font-size:19px}
.result-list{margin:0;padding:0;list-style:none;border-top:1px solid #ffffff22}
.result-list li{font-variant-numeric:tabular-nums;display:flex;justify-content:space-between;gap:16px;padding:10px 0;border-bottom:1px solid #ffffff14;font-size:14px}
.result-note{margin:14px 0 0;color:var(--on-dark);font-size:13px}
.calculator>.result>.result-note:only-child{margin:0}
.download{margin-top:16px;min-height:40px;padding:0 18px;border:1.5px solid #ffffff40;border-radius:999px;background:transparent;color:#fff;font-weight:600;font-size:14px;cursor:pointer}
.download:hover{background:#ffffff14;border-color:#fff}
.calc-explanation{display:grid;gap:6px;margin-top:20px;padding-top:18px;border-top:1px solid var(--line);font-size:13.5px;color:var(--muted)}
.calc-explanation p{margin:0 0 4px}

/* Preguntas */
.faq{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(24px,5vw,72px);background:var(--mist)}
.faq-list{display:grid;gap:12px}
.faq details{border:1px solid var(--line);border-radius:18px;background:#fff;transition:box-shadow .3s}
.faq details[open]{box-shadow:var(--shadow);border-color:#BFD8F3}
.faq summary{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:20px 24px;font-family:var(--heading);font-size:17px;font-weight:700;list-style:none;cursor:pointer}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:'+';display:grid;place-items:center;width:32px;height:32px;flex:none;border-radius:50%;background:var(--sky);color:var(--blue-text);font-size:20px;transition:transform .3s var(--ease)}
.faq details[open] summary:after{transform:rotate(45deg);background:var(--blue);color:#fff}
.faq details p{margin:0;padding:0 24px 22px;color:var(--muted)}

/* Contacto */
.contact{position:relative;overflow:hidden;overflow:clip;padding:clamp(72px,9vw,128px) var(--gutter);background:linear-gradient(140deg,var(--navy) 0%,#0B2550 60%,var(--navy-3) 100%);color:#fff}
.contact-glow{position:absolute;right:-10%;top:-30%;width:60%;height:160%;background:radial-gradient(closest-side,#00B0FF40,transparent);pointer-events:none}
.contact-photo{position:absolute;top:0;right:0;bottom:0;width:46%;z-index:0}
.contact-photo img{width:100%;height:100%;object-fit:cover;object-position:40% 18%;mask-image:linear-gradient(90deg,transparent 0%,#000 60%);-webkit-mask-image:linear-gradient(90deg,transparent 0%,#000 60%);opacity:.9}
.contact-photo:after{content:'';position:absolute;inset:0;background:linear-gradient(180deg,#0A1D3D33,transparent 40%,#0A1D3D80)}
.contact-copy{position:relative;z-index:1;max-width:min(640px,52%)}
.contact h2{color:#fff;font-size:clamp(34px,4.2vw,60px)}
.contact .hl{color:var(--cyan)}
.contact-mail{display:inline-flex;align-items:center;gap:10px;margin-top:22px;color:var(--link-on-dark);font-weight:600;font-size:16px;word-break:break-all}
.contact-mail:hover{color:#fff;text-decoration:underline;text-underline-offset:4px}
.contact-mail .ico{width:22px;height:22px}
.faq details a{color:var(--blue-text);font-weight:600}
.contact-copy>p:not(.tag){color:var(--on-dark);font-size:18px;margin-bottom:30px}

/* Pie */
.site-footer{display:grid;grid-template-columns:1.3fr 1fr auto;gap:28px 48px;align-items:start;padding:56px var(--gutter) 32px;background:#061430;color:var(--on-dark)}
.site-footer .brand-text b{color:#fff}.site-footer .brand-text small{color:var(--on-dark)}
.footer-brand p{margin:16px 0 0;max-width:340px;font-size:14px}
.footer-links{display:grid;grid-template-columns:1fr 1fr;gap:10px 28px;font-size:14.5px}
.footer-links a:hover,.footer-social a:hover{color:#fff}
.footer-social{display:grid;gap:10px;font-size:14.5px}
.footer-social a{display:inline-flex;align-items:center;gap:10px}
.footer-legal{grid-column:1/-1;margin:16px 0 0;padding-top:20px;border-top:1px solid #ffffff18;font-size:12.5px;color:#8DA3BD}

/* Botón flotante de WhatsApp */
.wa-float{position:fixed;right:clamp(16px,2.5vw,32px);bottom:clamp(16px,2.5vw,32px);z-index:40;display:flex;align-items:center;gap:12px;color:var(--navy)}
.wa-float-label{padding:10px 16px;border:1px solid var(--line);border-radius:999px;background:#fff;box-shadow:0 10px 30px -12px #0A1D3D55;font-size:14px;white-space:nowrap;opacity:0;transform:translateX(8px);transition:opacity .3s,transform .3s var(--ease);pointer-events:none}
.wa-float-label b{color:#128C4A}
.wa-float:hover .wa-float-label,.wa-float:focus-visible .wa-float-label,.wa-float.is-hinting .wa-float-label{opacity:1;transform:none}
.wa-float-icon{position:relative;display:grid;place-items:center;width:60px;height:60px;border-radius:50%;background:#25D366;color:#fff;box-shadow:0 12px 28px -8px #128C4Aaa;transition:transform .25s var(--ease)}
.wa-float-icon:before{content:'';position:absolute;inset:0;border-radius:50%;background:#25D366;opacity:.5;animation:wa-pulse 2.6s ease-out infinite;z-index:-1}
.wa-float-icon svg{width:32px;height:32px}
.wa-float:hover .wa-float-icon{transform:scale(1.07)}
@keyframes wa-pulse{0%{transform:scale(1);opacity:.5}80%,100%{transform:scale(1.6);opacity:0}}

/* Tableta */
@media(max-width:1100px){
 #navigation>a{padding:0 12px;font-size:14px}
 .service-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
 .topic-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:960px){
 .menu{display:inline-flex;align-items:center;gap:8px;margin-left:auto;min-height:44px;padding:0 16px;border:1px solid var(--line);border-radius:999px;background:#fff;font-weight:600;cursor:pointer}
 #navigation{position:absolute;top:calc(100% + 8px);right:var(--gutter);display:none;flex-direction:column;align-items:stretch;width:min(280px,calc(100vw - 32px));padding:8px;border-radius:22px;background:#fff;box-shadow:var(--shadow)}
 #navigation.open{display:flex}
 #navigation>a{min-height:46px;padding:0 18px;font-size:16px}
 .header-cta{display:none}
 .hero{grid-template-columns:1fr}
 .hero-visual{max-width:640px;padding-left:18px}
 .plan-grid{grid-template-columns:1fr;max-width:560px;margin:0 auto}.plan.featured{transform:none}.plan-for{min-height:0}
 .about-intro{grid-template-columns:1fr}.about-photo{border-radius:32px 72px 32px 32px;justify-self:center}
 .mv-grid{grid-template-columns:1fr}
 .tools{grid-template-columns:1fr}.tools-intro{position:static}
 .tool-tabs{flex-direction:row}.tool-tab{flex:1;padding:10px 14px;line-height:1.25}
 .faq{grid-template-columns:1fr}
 .why-head{grid-template-columns:1fr;align-items:start}
 .why-bento{grid-template-columns:1fr 1fr}.why-feature{grid-row:auto;grid-column:1 / -1}.why-wide{grid-column:1 / -1}
 .site-footer{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}
}
/* Teléfono */
@media(max-width:600px){
 .site-header{min-height:68px;gap:12px}
 .brand-mark{width:46px}.brand-text b{font-size:15px}.brand-text small{font-size:9.5px}
 h1{font-size:clamp(38px,11vw,48px)}
 .hero-actions .button{flex:1 1 100%}
 .hero-visual{padding:18px 0 30px}
 .hero-photo{border-radius:24px 24px 24px 72px}
 .hero-frame{margin:0 auto}
 .tax-cards{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:14px}
 .tax-card{position:relative;inset:auto;animation:none;padding:10px 12px}
 .tax-card strong{font-size:14.5px}.tax-card .glass-kicker{font-size:9.5px}.tax-card .status{font-size:10.5px;padding:2px 8px 2px 4px}
 .hero .tag{font-size:10.5px;letter-spacing:.03em;padding:6px 12px}
 .service-grid,.topic-grid{grid-template-columns:1fr}
 .why-bento{grid-template-columns:1fr}.why-wide{flex-direction:column;align-items:flex-start}.why-wide .button{width:100%}.why-feature{padding:24px}
 .service{padding:24px}
 .tool-tabs{flex-direction:column}.tool-tab{padding:0 20px}
 .money-input input{font-size:24px}
 .field-grid{grid-template-columns:1fr}
 .result-grid{grid-template-columns:1fr}
 .faq summary{padding:18px;font-size:16px}.faq details p{padding:0 18px 18px}
 .contact-copy{max-width:none}
 .wa-float-icon{width:56px;height:56px}
 .wa-float-label{display:none}
 .contact{padding-top:0}.contact-photo{position:relative;width:auto;height:240px;margin:0 calc(var(--gutter) * -1) 8px}.contact-photo img{mask-image:linear-gradient(180deg,#000 55%,transparent);-webkit-mask-image:linear-gradient(180deg,#000 55%,transparent);object-position:60% 22%}
 .site-footer{grid-template-columns:1fr;padding-bottom:96px}
 .footer-links{grid-template-columns:1fr 1fr}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}}
@media(forced-colors:active){.button,.tool-tab,#navigation>a{border:1px solid ButtonText}.nav-indicator{background:Highlight}}